‘Extra money doesn’t mean more fun but actually it means to invest at right thing so that money makes more money and it get multiplied at each quarter’-Rich Dad Poor Dad by Robert Kiyosaki and Sharon Lechter

Who are you?
College life is usually the first opportunity to get independent for most students. During high school, their parents managed the expenses and gave them pocket money. The money the students earned was extra, so they usually spent it on clothes and outings. College grads always seeks for financial independence either by doing side jobs or by searching their first job, money is the one of the biggest factors in college student’s life. From paying back the loans and college fees to giving parties to the friends, money is always in the mind of an adult. That’s why when they get their first salary, first thing on their head is gifts for parents, buying their dream homes or cars but little they know that first salary is supposed to be their first step in long steady savings and investments.

The goal of financial management for students does not come naturally. If we talk about the importance of financial literacy among students, monthly budgeting is the first thing that comes to mind. It's an acute problem that students have to solve. If they will learn how to plan the monthly budget well, they will become aware: that if they risk their money, they won't be able to cover basic expenses for utilities, food, and coursework material. As for the extra money that they can spend however they want, money-smart education encourages them to add it to a savings account.

In most of the countries, people start to work part time in the early age of teens to have an exposure in terms of saving money to manage the future as concerned in India, we start earning only from the age of 20s or mid-20s, it's difficult for us to master in the money management with our first few years of earning, we need to make sure of gaining the skill in personal finance for risk free days. India has world’s most working age people and billions of Indian populations gets graduate each year but out of them only 20% knows about financial literacy. It’s a big gap between our education system that teach how atoms move but didn’t talk about how to become financially literate.

Who are we?
Cerebro Campus has taken this initiative to educate college students about financial independence. Our program helps them to make smart personal finance decisions by being financially literate. They will learn about how to build an investment portfolio to diversify the risks and concepts of real returns, different investment instruments that are stocks, mutual funds, bonds etc. Our financial literacy Academy teach students that how to manage money with their first job that is from maintaining the expenses, savings and making their first investments to loan repayments, short term and long-term savings as well as maintain emergency and retirement funds.

To try to look at it in an expert perspective: “For college students, financial literacy is important because the formula for college success today only has two factors: grades and money. Professors and instructors thoroughly educate students on academic requirements and grading policies. It’s often new financial responsibilities and realities that campuses are not adequately educating or preparing students for success. Research has even shown that students are more likely to drop out of school because of “outside pressures” than poor grades. Student success is no longer constrained to classrooms or defined by academic performance alone. The future success of our students relies on providing opportunities for them to learn, develop, and strengthen core life skills they need today and more importantly tomorrow as successful graduates.”

Also, students need to learn about taxes. Earning money has its perks, but also imposes responsibilities. If they manage their money well, covering the taxes won't be a problem. As for the college graduates are few steps closer to the real world. We often find that there's a pressure in the freshman in a workplace due to lack of knowledge in money management in simple terms, one has little or no idea on what is and how to secure their earned money, just the usual percentage of saving the income wouldn't fetch one in a long run!

Cerebro campus is a one of it’s a kind Financial literacy academy for all finance related knowledge ranging from Fintech world to taxation, EMI, investment banking to name a few. Our program even covers the topic of careers in finance as evolution of fintech in India has created a boom of opportunities in finance field. The future of blockchain to importance of credit scores, from merchant banking to GST and tax filling Cerebro campus is the must starting kit for a college student entering into professional world.

With our student friendly and activity-based curriculum anyone can learn about financial statements, financial ratios, from debit- credit, asset- liability to balance sheets, income statements and cash flows. We even provide you with expert financial advisor for deeper understanding. In our Financial literacy academy, we provide the opportunity for the college graduates where they can explore fin-tech domains and what kind of job opportunities they could land up with if they have interest in this area. The purpose of Cerebro campus is to promote financial literacy with our unique concept delivery methods in students, so that when they begin to earn money, they must be equipped with all the financial tools so that they are able to become financially independent and confident about their money.

‘We have grown up listening that “money don’t grow on trees” but little do we know that it can certainly grow by putting in banks and investments. Cerebro Professionals is your ultimate guide to lead you to financial literacy in areas of retirement planning, investment planning, building financial portfolio and personal tax planning. Most of the professionals are not aware about the importance of financial planning but it’s the key to their happily ever after of the corporate world.

As a person gets their income the first objective is always to fulfil the desires but as per Warren Buffet ‘a person should not save what is left after sending, but spent what is left after saving’. Therefore, it’s a very important understand the importance of multiple investment options from bonds, stocks, mutual funds to low-risk investment options to diversifying the investment portfolio and exploring high risk high reward investments.

Cerebro Professionals program has been developed in such a manner that every domain has been explored to clear all the curiosity of a professional as well as 1:1 mentoring is provided along with self-learning tools. Our experts are from IIT-IIM who made this program so that our clients are able to get best knowledge about the finance so to make wise financial decisions in their early careers and can achieve financial freedom. We help our students in building healthy financial portfolio by teaching different strategies of portfolio management, talking about capital markers, asset allocation and we also provide them hands on experience with industry experts.

Money should not drive you when you get old thus retirement planning starts from now because the magic of compounding and drawbacks of inflation will impact your lifestyle post retirement. Our program will help you in securing your post retirement life by efficiently handling the current financial resources. Not only we cover life stages, impact of inflation, reverse mortgage loan but also we teach you about provident fund and National Pension systems. If you think you need knowledge about retirement planning then we are here to help you and guide you.

Money should not drive you when you get old thus retirement planning starts from now because the magic of compounding and drawbacks of inflation will impact your lifestyle post retirement. Our program will help you in securing your post retirement life by efficiently handling the current financial resources. Not only we cover life stages, impact of inflation, reverse mortgage loan but also we teach you about provident fund and National Pension systems. If you think you need knowledge about retirement planning then we are here to help you and guide you.